National Personal Insolvency Index

The Official Receiver maintains an index containing information on proceedings and administrations under the Bankruptcy Act. This index is called the National Personal Insolvency Index (NPII).

What is the public record?

The National Personal Insolvency Index (NPII) is the permanent public record of personal insolvency proceedings in Australia. It is maintained and updated by AFSA and contains records since August 1928.

The NPII provides publicly available information about the insolvency status of individuals. Schedule 8 of the Bankruptcy Regulations outlines the information contained on the NPII. Any person can pay a fee to conduct a search of the NPII, including creditors, journalists and potential employers.

An ‘extract’ of the NPII shows name and other personal information that identifies a debtor, the type of insolvency proceeding, the date it started, the administration number and the name and contact details of the trustee or administrator of the proceeding.

What information is recorded?

Registration of a person on the NPII will always be connected with an administration or proceeding.  The following types of insolvencies are recorded:

  • creditors’ petitions
  • debt agreements
  • personal insolvency agreements
  • bankruptcies
  • insolvent deceased estates
  • control orders and authorities.

Personal information recorded on the NPII record includes:

  • the name, date of birth (if known), residential address and occupation of the person as disclosed on documents accepted by the Official Receiver
  • the person’s previous names and aliases, if known
  • the type of proceeding, the date it started and the administration number
  • the name and contact details of the trustee or administrator of the proceeding
  • the current status of the person and/or the proceeding (eg whether a person is discharged from bankruptcy or whether a creditor’s petition for a person’s bankruptcy is in progress).

The information to be recorded on the NPII is outlined in Bankruptcy Regulation 13.03.

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AFSA provides general information but does not offer legal advice, legal interpretations or opinions.