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Temporary debt relief measures ended on 1 January 2021

As of 1 January 2021 temporary changes to bankruptcy laws have ceased. Changes include the temporary debt protection period reducing from six months to 21 days and changes to bankruptcy notice debt threshold and compliance period.

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Search the Bankruptcy Register

Find out if someone is bankrupt by searching the National Personal Insolvency Index (NPII).

Understand the consequences of bankruptcy

Consider carefully if applying for bankruptcy is the right option for you.

Temporary Debt Protection

If you are experiencing financial difficulty you can access temporary debt protection.

Welcome to AFSA

We manage the application of bankruptcy and the personal property securities register within Australia. Our work supports improved community and financial outcomes for consumers and business.

Who we are
Financial assistance and insolvency
I can't pay my debts

Find out where to get help and explore your options for dealing with unmanageable debt

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Debt agreements

Make sure you understand the consequences before you enter into a legally binding arrangement to repay debts with your creditors

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Currently bankrupt

Update your details, request permission to travel or confirm your bankruptcy has ended

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Personal Property Securities Register
What is the PPSR?

The PPSR is a national online notice board of security interests in Australia

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Before you buy a used car find out if it's free from debt, written-off or stolen

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PPSR and your business

Understand the benefits of the PPSR for your industry and protect your business

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AFSA news

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January 22, 2021
Statistics

PPSR statistics for the December quarter 2020

Personal Property Securities Register (PPSR) statistics for the December quarter 2020 are now available.

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afsa media release

January 4, 2021
News

Temporary debt relief measures ended on 1 January 2021

Find out about the changes to temporary debt relief and bankruptcy notices.

Find out more

afsa media release

December 18, 2020
News

Personal Insolvency Compliance Report 2019-20

The Personal Insolvency Compliance Report 2019-20 highlights the personal insolvency regulator’s achievements in an unprecedented year.

Read more
January 21, 2021
Statistics
Australia’s Personal Property...

Personal Property Securities Register (PPSR) statistics for the December quarter 2020.

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January 4, 2021
News
Temporary debt relief measures...

In March 2020, the Australian Government announced a series of changes to bankruptcy law, as part of the wider economic...

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December 18, 2020
News
AFSA reports strong regulatory...

The Personal Insolvency Compliance Report 2019-20 highlights the personal insolvency regulator’s achievements in an...

Read more

Complaints and compliance

Help us regulate the personal insolvency system and deliver improved outcomes for industry and community

Provide your feedback

The Australian Financial Security Authority acknowledges the traditional custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past, present and emerging and extend our respect to all Aboriginal and Torres Strait Islander peoples today.

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