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Cash or money in bank account
Your trustee can take any cash or money you have in a bank account at the date of bankruptcy but will leave you with enough for modest living expenses.
My bank account is frozen
If you're having problems accessing funds in your account, it's possible that the bank or your trustee may have frozen your account. First contact your bank - if the reason is due to your bankruptcy, contact your trustee.
My wage is being garnished
Normally, bankruptcy stops your wages being garnished for a debt if you include it in your bankruptcy. It's your responsibility to inform your trustee of any garnishee orders. If your wage is still being garnished, contact your trustee.
Garnishee notice
An exception is if the Australian Taxation Office (ATO) issues a garnishee order against you before your bankruptcy starts. This allows the ATO to garnish your wages during bankruptcy to offset any debt owed to them.
This only applies if the ATO has a statutory garnishee notice (under Section 260-5 of Schedule 1 of the Taxation Administration Act 1953).
Direct debits
It's your responsibility to cancel any direct debits you have set up with your bank. Speak to your bank directly if you want to stop a direct debit.