Monthly personal insolvency statistics

Get the latest insights on personal insolvencies in Australia with AFSA's provisional monthly statistics, including statistics on bankruptcies, debt agreements and personal insolvency agreements.

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About the October 2025 statistics

AFSA's monthly statistics provide a snapshot of new personal insolvencies across Australia for October 2025. They help track short-term changes and identify emerging trends.

These statistics are provisional and may be revised as new information becomes available. They cover personal insolvencies only and do not include corporate insolvencies. All data is correct as at 31 October 2025.

Read our commentary in the media release: Personal insolvencies decreased in October 2025.

Personal insolvencies by state and territory

This map shows provisional monthly data on reported personal insolvencies across each Australian state and territory.

Note: 31 cases are classified as 'Other'. These are new personal insolvencies that report an address that is overseas, part of Australia's other territories, incompatible with Australian Statistical Geography Standard (ASGS) or is unable to be published.

Personal insolvencies by type

This chart shows the share of each personal insolvency type. It breaks total personal insolvencies into bankruptcies, debt agreements, personal insolvency agreements and deceased estates.

Business-related personal insolvencies

This chart shows the proportion of people entering different personal insolvency types who have reported involvement in a business within the last 2 to 5 years.

Personal insolvencies by employment industry

This table highlights notable industries where people entering personal insolvency are employed and shows how they changed from the same month in the previous year.

Download the data

Access detailed Australian personal insolvency data from 2019 onwards via our downloadable workbooks.

Monthly statistics time series

Available in 2 formats (XLSX and CSV), these workbooks include monthly records of personal insolvencies – including location, type of insolvency, and the industry they worked in (where it could be identified).

Temporary debt protections – Time series data

This workbook includes monthly records of temporary debt protections.

Technical notes

These high-level monthly statistics allow AFSA to monitor changes in the insolvency landscape. For comprehensive insights, see the quarterly personal insolvency statistics.

Personal insolvency data is reported on a debtor basis. Most of the data for our provisional statistics is collected from the Statement of Affairs form.

Every person who becomes bankrupt, or proposes a debt agreement or personal insolvency agreement, must lodge this form with AFSA. Aggregated data are confidentialised to protect the privacy of individuals.

Bankruptcies include people who have entered personal insolvency via a debtor's petition or a sequestration order.

State and territory data are aggregated according to the States and Territories (S/T) level in the Australian Statistical Geography Standard (ASGS) Australian Bureau of Statistics (ABS) Structures hierarchy.

The 'Other' category by state and territory includes new personal insolvencies where a person's address is:

  • recorded on the statement of affairs as an overseas address or as being in Australia's other territories
  • has been suppressed on the National Personal Insolvency Index
  • is incompatible with ASGS standards
  • is unknown.

Business-related personal insolvency is where a person has indicated on their statement of affairs that they have had an involvement or 'interest' in a business within:

  • 5 years before entering bankruptcy or
  • 2 years before entering a debt agreement.

Involvement or an 'interest' in a business includes:

  • trading as a sole trader (including as contractor, sub-contractor or similar)
  • being in a partnership
  • being a company officeholder (director or secretary) or
  • holding a management role in a company.

Employment industry data are aggregated according to Australian and New Zealand Standard Industrial Classification (ANZSIC) 2006 Revision 2.0.

Statistics Quarterly personal insolvency statistics PPSR quarterly statistics Statistics release schedule