Creditor bankruptcy notices

What is a creditor bankruptcy notice?

If someone owes you or your company more than $20,000, you may be able to apply online for a creditor bankruptcy notice. A bankruptcy notice is a formal demand for payment based on a final judgment or order. The final judgment must be for more than $20,000 and no more than six years old. A bankruptcy notice gives the person six months to comply from the date you serve the notice. If they don't, they are committing an act of bankruptcy.

For more information see: Making someone bankrupt.

Apply for bankruptcy notices onlineget started

You must register to use our online services to apply for a bankruptcy notice.


If you do not work for an organisation with an ABN you will need to register to use the online service as an individual creditor and set up an individual username and password.


If you work for an organisation with an ABN, you can register to use the online service as an organisation using your myGovID.

For further information, refer to myGovID.

What can creditors do online?

  • lodge an application for the issue of a bankruptcy notice
  • save partly completed applications for later completion
  • track progress of applications once lodged
  • track the completeness of the details entered
  • provide a draft of the bankruptcy notice for review prior to submission of the application.
  • update and maintain contact details for online lodgments
  • have fees charged to your account.

Already registered?

Log in to creditor bankruptcy notices