Creditor bankruptcy notices

What is a creditor bankruptcy notice?

If someone owes you or your company $10,000 or more, you may be able to apply online for a creditor bankruptcy notice. A bankruptcy notice is a formal demand for payment based on a final judgment or order. The final judgment must be for $10,000 or more and no more than six years old.

A bankruptcy notice gives the person 21 days to comply from the date you serve the notice. If they don't, they are committing an act of bankruptcy.

For more information see Make someone bankrupt.

Apply for bankruptcy notices onlineget started

You must register to use our online services to apply for a bankruptcy notice.


If you do not work for an organisation with an ABN you will need to register to use the online service as an individual creditor and set up an individual username and password.


If you work for an organisation with an ABN, you can register to use the service as an organisation using your Digital Identity.

Digital Identity is a simple, safe, and secure way of proving who you are when you want to access services online. Set it up once, and then reuse it whenever you are asked to prove who you are. One of the benefits is that you don’t need to remember passwords.

To learn more about it, refer to the Digital Identity website.

What can creditors do online?

  • lodge an application for the issue of a bankruptcy notice
  • save partly completed applications for later completion
  • track progress of applications once lodged
  • track the completeness of the details entered
  • provide a draft of the bankruptcy notice for review prior to submission of the application.
  • update and maintain contact details for online lodgements
  • have fees charged to your account.

Already registered?

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