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The Australian Financial Security Authority is a dynamic organisation that facilitates improved and equitable financial outcomes for consumers, business and the community through excellence in service delivery.
AFSA is an executive agency in the Attorney-General’s portfolio. We manage the application of bankruptcy and personal property securities laws through the delivery of high-quality personal insolvency and trustee, regulation and enforcement, and personal property securities services.
To provide improved and equitable financial outcomes for consumers, business and the community through application of bankruptcy and personal property securities laws, regulation of personal insolvency practitioners, and trustee services.
We deliver our purpose through our goals.
Goal 1: Foster confidence in the personal insolvency and securities programmes we administer.
Goal 2: Deliver value to support equitable financial outcomes for our clients.
Goal 3: Effective services which continually improve your interactions with us.
Goal 4: Quality information to empower clients and stakeholders to make informed decisions.
Specific qualitative and quantitative performance measures have been developed to ensure that we achieve our goals. Detailed information about our services and performance measures can be found in our corporate plan.
Our service commitments support excellence in service delivery and complement the Australian Public Service Values and Code of Conduct.
Professionalism—we deliver our services fairly and effectively and treat you with courtesy and respect.
Responsiveness—we listen to you, meet agreed timeframes and respond appropriately to feedback and enquiries. We use this information to understand your needs and to drive innovation.
Easy access to services—we provide you with quick and easy access to the right services and publish relevant and consistent information to assist informed decision making.
Accountability—we are accountable for our decisions and actions. We aim to be a trusted partner to our stakeholders by delivering services to clients in a commercially sound and transparent way.
AFSA is committed to achieving and maintaining a high level of service for our clients. We strive to provide helpful information but cannot offer legal advice, legal interpretations or opinions.
Insolvency and trustee services
Our comprehensive personal insolvency and trustee services include providing practical information about options to deal with unmanageable debt and acting as trustee for personal insolvency administrations.
Enforcement and Practitioner Supervision
Our key roles include regulating personal insolvency practitioners and investigating alleged Bankruptcy Act and Personal Property Securities Act (PPS Act) offences and where appropriate referring for prosecution.
Personal property securities
Our expertise allows us to deliver a range of services including responding to applications made under the PPS Act and providing sector specific information to assist users to effectively use the Personal Property Securities Register (PPSR).
We strive to provide excellent service to our clients.
To assist us, we ask that you:
- consult our comprehensive websites for relevant information
- contact us if you need assistance with our information or services
- provide feedback if our services are not performing as expected
- adhere to the bankruptcy and personal property securities legislation and associated regulations
- provide complete, timely and accurate information
- allow us adequate time to respond to your requests
- treat our staff with respect and courtesy.
We value your feedback as it helps us to understand your experience as well as assisting us to better meet your needs.
If you wish to provide feedback or lodge a complaint, you can do so:
- by completing the online feedback form available on our website
- through one of the channels outlined in the ‘How to contact us’ section of this publication.
Further information regarding AFSA’s complaint handling procedures can be found on our website.
Complaints about other industry professionals
If you are concerned about an action taken by a private bankruptcy trustee, debt agreement administrator, or other practitioner, you should read the Resolving complaints about trustees and administrators page on our website.
Other avenues for review of complaints
If you are not satisfied with the way in which your complaint has been dealt with, there may be other avenues for your complaint to be reviewed.
|Type of enquiry||Agency||Phone|
|General complaint||Commonwealth Ombudsman||1300362072|
|Where you believe your privacy rights have been infringed||Office of the Australian Information Commissioner||1300363992|
|In certain specific circumstances where legislation allows||Administrative Appeals Tribunal||1800228333|
Review of trustee and administrator decisions
AFSA may review some decisions made by trustees and administrators. For further information about this process, please read the Can I appeal? page on our website.
Personal Property Securities Register
Hours of operation (AEST and AEDT)
Monday to Friday 8.30 a.m. to 8.00 p.m.
National public holidays—closed.
Please check our website for office hours during the Christmas/New Year period.
Help in other languages
Information in languages other than English can be found on our website.
If you have difficulty speaking or understanding English, you may call the Translating and Interpretation Service (TIS) National on 131 450 for the cost of a local call.