Australian Financial Security Authority | Supporting better outcomes for consumers, business and the community.

Bankruptcy Act amendment

To find out more about the Government’s amendments to the Bankruptcy Act please visit Bankruptcy amendment.

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Personal debt

I can't pay my debts

In a debt agreement

In a personal insolvency agreement

Currently bankrupt

Creditor

Owed money

Professional

Financial counsellor

Legal professional

Registered debt agreement administrator

Registered trustee

Top AFSA services

Bankruptcy Register search

You can use the Bankruptcy Register Search (BRS) to check if someone is, or has been, in a personal insolvency proceeding such as bankruptcy.

What is temporary debt protection (TDP)?

If you need time to consider what your next step will be, temporary debt protection (TDP) may suit you.

Consequences of bankruptcy

Although bankruptcy can provide relief if you are unable to repay your debts, there are consequences which may affect you.

Popular pages

Support services

Compare your insolvency options

Update your personal details

Confirmation a bankruptcy has ended

Indexed amounts

Unmanageable debt and insolvency support

Compare your insolvency options

You may have unmanageable debt. The earlier you seek help with your debt, the more informed you’ll be about your options.

Creditor bankruptcy notices

Find out about making someone bankrupt through creditor bankruptcy notices.

My personal details have changed

Have your personal details changed? It is an obligation of bankruptcy to inform your trustee of any contact or personal detail changes.

News

29 November 2023

Bankruptcy Act amendment

Find out more about AFSA's response to the Bankruptcy Act amendment that was recently announced.

30 November 2023

Provisional personal insolvency numbers decrease in October 2023

Personal insolvencies decreased in October 2023, according to new monthly statistics released today by the Australian Financial Security Authority (AFSA).

27 November 2023

Personal Property Security Register usage up as businesses look to protect themselves from financial risk

Statistics for the Personal Property Securities Register (PPSR) September quarter 2023 released today by AFSA show increase in both searches and registrations.

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