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Welcome to your homepage

Here you will find a collection of quick access to useful links, tools, and other resources.

Practice guidance

Assists regulated entities by explaining how the law should be interpreted and gives guidance on specific insolvency practice.

Income contributions calculator

Use this calculator as a guide to estimate the annual contribution you may need to pay under bankruptcy.

Assets that can be taken or sold

During bankruptcy, your trustee may be able to claim, and sell, some of your possessions (assets, using the proceeds to repay debt.

Complete a bankruptcy form on behalf of someone else

This page has information on how to complete the bankruptcy form on behalf of another person.

Consequences of bankruptcy

Although bankruptcy can provide relief if you are unable to repay your debts, there are consequences which may affect you.

Submitting the Bankruptcy Form offline

This page has information about how to complete your Bankruptcy Form if you can’t submit your form using Online Services.
Resources to deal with debt

AFSA is a proud partner of the National Financial Capability Strategy. We aim to provide our clients with information and services that are simple and clear.

Vulnerability Framework

AFSA plays a vital role in supporting people experiencing vulnerability with many people who access our services already facing significant financial stress.

A creditor has made me bankrupt

If a creditor makes you bankrupt through a sequestration order in court, it’s important that you understand your obligations and the consequences of bankruptcy.

A creditor is still contacting me about a debt

What to do if creditors are still contacting you demanding payment for debts.

Account customer terms and conditions

These terms describe your rights and responsibilities when using your account with AFSA Online Services.

Adding a third party authority during bankruptcy

You must provide a third party authority to allow your trustee to discuss your bankruptcy with anyone besides you

Advertising meetings of creditors on the AFSA website

Inspector-General Practice Direction 21 explains advertising meetings of creditors on the AFSA website.

AFSA Fraud & Corruption Control Plan 2024 – 2026

Fraud damages confidence in the personal insolvency and the personal property securities (PPS) systems and AFSA’s reputation as the regulator.

AFSA Regulatory Strategy 2023-27

The AFSA Regulatory Strategy 2023-27 covers a 4-year period and provides the regulatory principles and foundations AFSA works from.

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