New resources to help navigate financial difficulty

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At AFSA people are at the heart of the services we deliver, and we want to ensure they are the best they can be.

We have developed print-friendly resources to help individuals and small-medium businesses experiencing financial difficulty.

Bankruptcy: A fresh start

After assessing your situation, you may find that you have unmanageable debt that you can’t resolve. If this is the case, you will need to find the personal insolvency option that is right for you.

This guide describes key concepts about personal insolvency to help you find the right option.

Is your business experiencing financial difficulty?

If you are experiencing financial difficulty, it’s important to face the situation as early as possible.

Start by getting a clear understanding of your finances and your options.

With the right help, you’ll navigate your way to a fresh start.

This brochure can help you understand what steps to take and where to seek help.

You can also visit for more guidance.