When does my bankruptcy end?

If you apply for bankruptcy, it normally ends 3 years and 1 day from when we accept your bankruptcy application.

If a creditor[?] makes you bankrupt, it normally ends 3 years and 1 day from when we accept your statement of affairs[?].

We refer to this as being discharged from bankruptcy.

You don't need to apply to be discharged from bankruptcy, this is an automatic process.

How can I find out when my bankruptcy ends?

You can send a request to us to provide your expected discharge date by completing the End of bankruptcy enquiry form available below.

Can my trustee extend my bankruptcy?

In some cases your trustee can extend your bankruptcy. We call this an objection to discharge from bankruptcy.
For more information see: Can my trustee extend my bankruptcy?

Can I finish bankruptcy early?

You can apply to annul your bankruptcy. This may involve paying your debts in full, making an offer to creditors or applying to the court.
For more information see: How do I annul my bankruptcy?

Next step:

End of bankruptcy enquiry

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