If you're struggling to keep on top of your finances, the sooner you act and seek help, the easier it will be to get back on the road to financial stability.
Access resources and practical tips for managing your debt, such as negotiating with your creditors, hardship requests and dealing with debt collectors.
Struggling with debt? Find free, confidential and professional support to manage your debt and ease cost-of-living pressures.
If you are in financial distress due to a natural disaster, such as a bushfire or flood, there are support services available.
Find a community legal service, consumer credit legal service or information about Justice Connect's Self Representation Service.
When people are in financial distress, they can be targeted by unregulated and untrustworthy advisors. Protect yourself and learn how to spot dodgy advice.
Financial counsellors offer free, independent and confidential advice to help you manage overwhelming debt. Call the National Debt Helpline on 1800 007 007.