Provisional monthly statistics released today by the Australian Financial Security Authority (AFSA) show a decrease in personal insolvencies during October 2025.
A total of 1,116 new personal insolvencies were recorded in October, dropping from 1,169 in September 2025 and higher than 1,009 in October 2024.
Of the new personal insolvencies:
- 601 were bankruptcies
- 498 were debt agreements
- 17 were personal insolvency agreements.
- There were no insolvent deceased estates.
AFSA also recorded 16 new temporary debt protections during the month. Temporary debt protections give individuals 21 days of relief from unsecured creditor enforcement, allowing time to seek advice or consider insolvency options.
Where industry information was available, the top 3 most common employment industries of an individual entering a personal insolvency were:
- Construction
- Health care and social assistance
- Other services.
In October, 318 individuals entering personal insolvency were also involved in a business including sole traders, partners, or company directors. This is a decrease from 323 in September 2025.
Provisional monthly statistics
Please note that these figures are provisional and subject to revision. Finalised data is available in AFSA’s quarterly personal insolvency statistics at Quarterly personal insolvency statistics.
AFSA encourages anyone experiencing financial stress to seek support early
Free and confidential assistance is available through the National Debt Helpline at https://www.ndh.org.au.
For those facing or considering formal insolvency options, AFSA recommends contacting a registered trustee or registered debt agreement administrator for professional guidance.
For more information about these statistics, visit Monthly personal insolvency statistics.
