When does my bankruptcy end?

If you apply for bankruptcy, it normally ends 3 years and 1 day from when we accept your bankruptcy application.

If a creditor[?] makes you bankrupt, it normally ends 3 years and 1 day from when we accept your statement of affairs[?].

We refer to this as being discharged from bankruptcy[?].

You don't need to apply to be discharged from bankruptcy, this is an automatic process.

How can I find out when my bankruptcy ends?

You can send a request to us to provide your expected discharge date by completing the End of bankruptcy enquiry form available below.

Can my trustee extend my bankruptcy?

In some cases your trustee[?] can extend your bankruptcy. We call this an objection to discharge from bankruptcy[?].
For more information see: Can my trustee extend my bankruptcy?

Can I finish bankruptcy early?

You can apply to annul your bankruptcy. This may involve paying your debts in full, making an offer to creditors or applying to the court[?].
For more information see: How do I annul my bankruptcy?

Next step:

End of bankruptcy enquiry