Personal insolvencies increased in July 2025, according to new provisional monthly statistics released today by the Australian Financial Security Authority (AFSA).
In July 2025, there were 1,247 new personal insolvencies, rising from 1,012 in June 2025.
Of the new personal insolvencies, 635 were bankruptcies, 595 were debt agreements, 16 were personal insolvency agreements, and one was an insolvent deceased estate.
Where AFSA could identify the industry in which an individual worked, the most common industries were:
- construction
- health care and social assistance
- other services.
There were also 8 new temporary debt protections.
During the same period, 355 people who entered a formal personal insolvency were also involved in a business, rising from 295 in June 2025. This covers sole traders, people in partnerships or directors in companies.
Data provided in the monthly statistics is provisional and not final. For final quarterly data, visit AFSA's quarterly personal insolvency statistics at Quarterly personal insolvency statistics.
People experiencing financial stress are encouraged to seek support early. Free confidential assistance is available through the National Debt Helpline - www.ndh.org.au.
For anyone facing and considering formal insolvency options, reach out to a registered trustee or registered debt agreement administrator.
For more information about these statistics, visit Monthly personal insolvency statistics.
