Key findings from AFSA’s State of the Personal Property Securities System 2025–26 report:
- Nearly 13.7 million PPSR searches were conducted in 2025–26, up 4.4%.
- The PPSR recorded nearly 2.3 million new registrations.
- Casual public searches increased by 14%.
- AFSA's stewardship activities contributed to the removal of more than 195,000* outdated non-end-dated registrations.
- Registrations involving intangible property increased by 14%.
The Australian Financial Security Authority (AFSA) has released its 2025–26 State of the Personal Property Securities System report, highlighting continued strong use of the Personal Property Securities Register (PPSR) and emerging trends in how Australians secure and manage assets.
The Personal Property Securities System is a key part of Australia’s economic infrastructure, supporting lending, investment and commercial activity across the economy. It includes the Personal Property Securities Register (PPSR), an online register that enables people and businesses to register and search security interests over personal property. With close to 10.7 million active registrations, the system helps reduce risk, supports access to finance and provides greater certainty when buying, selling or financing assets.
AFSA Chief Executive Tim Beresford said:
“The report demonstrates the continuing and important role the PPSR plays in supporting confidence across the economy.
"The PPSR is a trusted piece of Australia's economic infrastructure. Every day, businesses, lenders and consumers rely on it to make informed decisions, manage risk and support secured lending arrangements.
“One of the key highlights in the report is the changing patterns in the types of assets being secured. Registrations involving intangible assets, such as intellectual property, trademarks and accounts receivable, increased by 14% during 2025–26.
“While these registrations account for a relatively small proportion of overall activity, the growth suggests businesses are increasingly using the PPSR to protect a broader range of assets and financing arrangements.
"Importantly, the PPSR continues to evolve alongside the Australian economy. As businesses increasingly rely on a broader range of assets, including intangible assets, maintaining an accurate, accessible and trusted register becomes even more important."
The report also points to a growing focus on maintaining the quality and integrity of information held on the register. As part of targeted stewardship activities, AFSA worked with more than 100 secured parties to review registrations with no stated end date. This contributed to the removal of more than 195,000* registrations identified as no longer required, helping ensure PPSR information remains accurate and up to date.
Looking ahead, AFSA expects PPSR activity to remain at increased levels and will continue using data and regulatory intelligence to support the effectiveness, integrity and accessibility of Australia's personal property securities system.
*Note:
AFSA’s targeted campaign and engagement with major lenders and other credit providers significantly increased the removal of outdated non-end-dated registrations from the PPSR in 2025–26. Approximately 265,000 registrations were removed during the year, up from around 70,000 in 2024–25. This represents an increase of approximately 195,000 additional registrations, which is the measure used to describe the impact of AFSA’s campaign.
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Media contact:
Email: media@afsa.gov.au