Lodge a temporary debt protection (TDP) form

Once we accept your application, temporary debt protection provides a 21 day protection period in which unsecured creditors (including sheriffs) can’t take enforcement action to recover money you owe them. This means they can’t garnish your wages or have the sheriff/bailiff seize your goods.

Before you apply

Make sure you consider the following:

How to apply

  • Create an Insolvency Services account
  • Access the TDP form in your Insolvency Services account.
  • Complete the form as best you can. If you are not certain about exact amounts, you can enter an estimated amount
  • Submit your form in your Insolvency Services account

If you’re unable to create an Insolvency Services account, you need to do the following:

  • contact us to request a copy of the paper form
  • make sure you’ve completed all sections
  • sign the declaration
  • submit the form by post to:

Australian Financial Security Authority
GPO Box 1550

Just keep in mind, we can process your form faster if you create an Insolvency Services account and complete the form online, rather than post a paper form.

Once we receive your application

  • We treat it as a priority.
  • If we accept it, your 21 day protection period starts and we'll send you and your creditors confirmation in writing.
  • This confirmation contains your AFSA administration number[?]. Your creditors may ask for this.
  • If we don't accept your application, we will notify you in writing.