Fortnightly bankruptcy and personal insolvency statistics

Fortnightly statistics on personal insolvencies in Australia to help understand the economic impact of COVID-19.

We are publishing more up-to-date statistics as well as our usual statistics releases. We will continue to publish these statistics on a fortnightly basis.

Personal insolvencies by industry

Between 5 October and 18 October, 409 people entered into a new personal insolvency. Where we could identify the industry they worked in, the most common industries were:

  • health care and social assistance
  • transport, postal and warehousing
  • accommodation and food services.

Over this period, 108 of these people were involved in a business. The most common industries were:

  • transport, postal and warehousing
  • construction
  • accommodation and food services
  • other services.

The number of people who entered into a new personal insolvency rose from 372 between 21 September and 4 October to 409 between 5 October and 18 October. The number involved in businesses rose, from 98 debtors to 108.

The number of new bankruptcies rose from 244 between 21 September and 4 October to 285 between 5 October and 18 October. Over the same period, debt agreements and personal insolvency agreements fell from 128 to 124.

The average number of people entering a personal insolvency per fortnight between 1 July 2019 and 22 March 2020 was 844.

Between 5 October and 18 October, there were 22 new temporary debt protections.

Our personal insolvency statistics include three types of personal insolvencies: bankruptcies, debt agreements and personal insolvency agreements.

Our business related personal insolvency statistics include people who:

  • have traded as a sole trader, including as a contractor, sub-contractor or similar, or been involved in a partnership, and/or
  • been a director/secretary or held a management role in a company.

We ask for this information for the last 5 years for bankruptcies and personal insolvency agreements and 2 years for debt agreements. For company insolvencies, please see Australian Securities & Investments Commission Insolvency statistics.

Changes to statistics

The economic response to the coronavirus includes temporary changes to the bankruptcy law.

The new digital bankruptcy application process commenced on 1 October 2020. Application for bankruptcy can be submitted online via the Insolvency Services portal on this website. For more information, see digital bankruptcy application changes.

As we extract our data from a live system, the fortnightly statistics reflect data on the day that we extracted them. We will not revise them and will continue to release our final data in our quarterly statistics.

We will continue to review our statistics releases to bring you as up-to-date information as possible. We welcome your input.


This workbook shows personal insolvencies for each fortnight since 1 July 2019.

This workbook shows personal insolvencies by type of administration since 6 April 2020.