Commentary: non-business related

Occupations of debtors with a non-business related personal insolvency.

Most common occupations in 2013-14

The most common occupations of debtors who entered a non-business related personal insolvency in 2013–14 were:

  • Other clerical and administrative workers
    • 1601 debtors
    • Excessive use of credit was the most common cause of insolvency
    • These occupations include:
      • Logistics clerks,
      • Conveyancers and legal executives,
      • Court and legal clerks,
      • Debt collectors,
      • Human resource clerks,
      • Inspectors and regulatory officers,
      • Insurance investigators, loss adjusters and risk surveyors and
      • Library assistants.
  • Sales assistants and salespersons
    • 1516 debtors
    • Unemployment or loss of income was the most common cause of insolvency
  • Road and rail drivers
    • 1133 debtors
    • Unemployment or loss of income was the most common cause of insolvency
  • Unemployed
    • 1131 debtors
    • 587 of these debtors said unemployment or loss of income was the main cause of their insolvency
    • Excessive use of credit and ill health were also common causes of insolvency.

See the Causes of personal insolvency publication for more information on causes of personal insolvency.

Changes in occupations of debtors since 2010-11

The highest increases in the number of debtors entering non-business related personal insolvencies occurred in the following occupations between 2010–11 and 2013–14:

  • Other clerical and administrative workers
    • Insolvent debtors increased from 1395 debtors in 2010–11 to 1601 in 2013–14
    • Employed workforce fell from 233,300 workers in the May quarter 2011 to 222,800 workers in the May quarter 2014*
    • The largest increase in a specific occupation was in purchasing and supply logistics clerks.
  • Carers and aides
    • Insolvent debtors increased from 950 debtors in 2010–11 to 1072 in 2013–14
    • Employed workforce increased from 401,400 workers in the May quarter 2011 to 456,200 workers in the May quarter 2014*
    • The largest increase was in aged or disabled carers.
  • Other technicians and trades workers
    • Insolvent debtors increased from 487 debtors in 2010–11 to 606 in 2013–14
    • Employed workforce increased from 174,300 workers in the May quarter 2011 to 194,000 workers in the May quarter 2014*
    • The largest increase in a specific occupation was in hairdressers.

* Australian Bureau of Statistics (ABS), Labour Force, Australia, Detailed, Quarterly, Nov 2014, catalogue number 6291.0.55.003.