Glossary

List of glossary items

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  • Data

    Data are values or observations from a collection gathered for reference and information.

  • Debt

    An amount owed.

  • Debt agreement

    A legally-binding agreement under Part IX of the Bankruptcy Act 1966 between a person who cannot pay his or her debts and his or her creditors. A debt agreement is made when creditors agree to accept the proposed terms and conditions of the debt agreement to settle the debts.

  • Debt agreement administrator

    An eligible person nominated by a debtor to handle a debt agreement on his or her behalf. May or may not be registered.

    You might also be interested in:
    Registered debt agreement administrator (RDAA)

  • Debt agreement proposal (DAP)

    A proposal put forward by an eligible debtor with unmanageable debts to enter into a debt agreement. This proposal must be on a set form and is put to creditors to vote upon. Proposing a debt agreement is an act of bankruptcy.

    You might also be interested in:
    Debt agreement, Act of bankruptcy

  • Debt agreement proposal lodgement fee

    The fee payable to the Official Receiver (AFSA) when a debtor lodges a debt agreement proposal.

    You might also be interested in:
    Debt agreement proposal (DAP)

  • Debt purchaser

    An entity that buys debts from a creditor (for less than their face value) and tries to recover the full amount.

  • Debtor

    A person who owes a debt.

  • Debtor's petition

    1. An application from a debtor to become voluntarily bankrupt.
    2. The relevant form (Form 6) for the above process.
    You might also be interested in:
    Bankruptcy, Form 6 Debtor's petition

  • Debts not extinguished

    Debts that a bankrupt is still liable to pay after discharge from bankruptcy, completion of a debt agreement or discharge of a personal insolvency agreement obligations.

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