Glossary

List of glossary items

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  • Demonstrates how the various elements of AFSA's organisation align to deliver AFSA's strategic plan.

  • A document that communicates AFSA's vision, purpose and goals for the next four years. It demonstrates how goals will be achieved through organisational expertise and capability.

  • A debtor may seek temporary relief from recovery action taken by a creditor by completing Form 5 of the Bankruptcy Act 1966. Once such a declaration is accepted by the Official Receiver, it prevents unsecured creditors from enforcing their debts for a period of six months. During this time, debtors are able to consider their options under the Bankruptcy Act.

  • A proposal lodged by the debtor or an affected creditor if the terms and conditions of the debt agreement are not being carried out. Creditors vote on the proposal to terminate in the same way as they vote on a debt agreement proposal. (Section 185P of the Bankruptcy Act 1966).

  • A debt agreement administrator has a duty to notify creditors where a debt agreement debtor has failed to maintain his or her debt agreement payments for a period of three months.

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