Glossary

List of glossary items

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  • The Bankruptcy Act 1966 defines this as a resolution passed by a majority in number and at least three-fourths in value of the parties voting. In a personal insolvency context, it is generally creditors to whom issues are put to a vote.

    • When a debtor becomes bankrupt, lodges a debt agreement proposal or lodges a personal insolvency agreement proposal, he or she must complete their statement of affairs on a specific form. The information provided must truthfully disclose all relevant details about his or her current financial position, including details of all debts and assets that are both currently-owned and were recently-owned.
    • Where a sequestration order is made, the bankrupt must file his or her form within 14 days of being made aware of the order.
  • A branch of mathematics that collects, classifies, analyses and communicates data. A statistic can also be a value obtained from a data collection, such as an estimate.

  • Credit cards issued by non-bank institutions such as department stores.

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