Glossary

List of glossary items

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    1. In the context of bankruptcy, the court usually refers to the Federal Court of Australia or the Federal Circuit Court of Australia. Both of these courts can hear matters associated with personal insolvency.
    2. In the context of Personal Property Securities, the court usually refers to the Federal Court of Australia, the Federal Circuit Court of Australia or a Supreme Court of a state or territory. Section 207 of the Personal Property Securities Act 2009 contains further details.
  • A file kept by a credit reporting agency that shows a person’s credit history. Lenders access the information in the person’s file to help them decide whether to lend money.

  • A record of a borrower's responsible repayment of debts.

  • A report that details a person's credit history, including every time a credit application is made or a default occurs on a repayment. It is held by a credit reporting agency and a lender must ask the person for permission to get this report.

  • An organisation that collects and sells credit information on individuals and companies.

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