- When there is no longer a liability to repay a debt.
- At the date of discharge a bankrupt is released from most debts. This means the bankrupt is no longer responsible for or has to pay those debts.
- A debtor subject to a Part X personal insolvency agreement is also released from most debts when he or she meets certain conditions of the agreement with creditors.
- A debt agreement debtor is released from most debts when the terms of the agreement are completed.
