If you are in financial stress due to the bushfires, or if you are a volunteer, there are a number of support services available to assist you during this time. Free financial help is available through the National Debt Helpline on 1800 007 007. See Dealing with debt for more options.
You can also find information about emergency assistance on the Services Australia website Help in an emergency.
Debt agreement proposal (DAP)
A proposal put forward by an eligible debtor with unmanageable debts to enter into a debt agreement. This proposal must be on a set form and is put to creditors to vote upon. Proposing a debt agreement is an act of bankruptcy.