Glossary

List of glossary items

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  • A report that details a person's credit history, including every time a credit application is made or a default occurs on a repayment. It is held by a credit reporting agency and a lender must ask the person for permission to get this report.

  • An organisation that collects and sells credit information on individuals and companies.

  • A person, organisation, company or other entity to whom/which money is owed.

  • The vote of a creditor in relation to a matter about an insolvency administration, raised in a formal meeting of creditors or through the debt agreement voting process.

  • An application to a court that is filed by a creditor owed $20,000 or more, or two or more creditors owed $20,000 or more, in which the creditor seeks to make a debtor involuntarily bankrupt.

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