Glossary

List of glossary items

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  • A form sent to each creditor of a debtor who has proposed a debt agreement, variation or termination so that the creditor can complete it with details of its claim and vote as to whether they accept the proposal or reject it.

  • A method of doing business that focuses on the client.

  • Personal property that has a security interest attached to it as a result of an agreement between a grantor and a secured party. For example, property that can be taken by a lender if a loan is not repaid.

    When making a registration on the Personal Property Securities Register (PPSR), the collateral must be described by a collateral class.

  • A set of categories used on the Personal Property Securities Register (PPSR) to describe the collateral contained in a registration.

    A registration must only relate to a single collateral class. It cannot be amended once a registration is completed.

  • Commercial property is personal property that is not consumer property.

    It is personal property that is held in the course or furtherance to any degree of carrying on an enterprise to which an ABN has been allocated.

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