Australian Financial Security Authority

Personal Insolvency

Personal debt

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PPSR

We are the online government notice board of security interests in personal property.

Search the PPSR

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Bankruptcy Register search

You can use the Bankruptcy Register Search (BRS) to check if someone is, or has been, in a personal insolvency proceeding such as bankruptcy.

What is temporary debt protection (TDP)?

Find out more about temporary debt protection, it’s consequences and where to get help to decide if it’s right for you.

Consequences of bankruptcy

Although bankruptcy can provide relief if you are unable to repay your debts, there are consequences which may affect you.

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Unmanageable debt and insolvency support

Compare your insolvency options

You may have unmanageable debt. The earlier you seek help with your debt, the more informed you’ll be about your options.

Creditor bankruptcy notices

Find out about making someone bankrupt through creditor bankruptcy notices.

My personal details have changed

Have your personal details changed? It is an obligation of bankruptcy to inform your trustee of any contact or personal detail changes.

News

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Statistics

19 December 2024

State of Personal Insolvency Report released for 2024

AFSA's report shows debtors with small savings are most vulnerable to insolvency, as personal insolvencies rise amid tough economic conditions.

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Have your say

30 November 2024

Apply to be part of our Consumer Consultative Panel

AFSA is establishing a Consumer Consultative Panel and is seeking expressions of interest from organisations wishing to take part.

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Statistics

29 November 2024

Provisional personal insolvencies decreased in October 2024

Personal insolvencies decreased in October 2024, according to new provisional monthly statistics released today by the Australian Financial Security Authority.

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Have your say

30 September 2024

Have your say on our improved website landing pages

Check out our updated landing pages on our website and tell us what you think.

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Statistics

26 November 2024

Australia’s Personal Property Securities Register – AFSA statistics release September quarter 2024

Statistics for the Personal Property Securities Register (PPSR) September quarter 2024 released today by the Australian Financial Security Authority (AFSA).

Statistics

26 November 2024

Personal insolvencies up in September quarter 2024

Personal insolvencies across Australia have increased in the September quarter 2024 compared to previous year, according to statistics released today by AFSA.

I can't pay my debts

Currently Bankrupt

Owed Money

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About us

AUSTRALIAN FINANCIAL SECURITY AUTHORITY

Personal Insolvency

PPSR

Top AFSA services

Bankruptcy Register search

What is temporary debt protection (TDP)?

Consequences of bankruptcy

Popular pages

Unmanageable debt and insolvency support

News

State of Personal Insolvency Report released for 2024

Apply to be part of our Consumer Consultative Panel

Provisional personal insolvencies decreased in October 2024

Have your say on our improved website landing pages

Australia’s Personal Property Securities Register – AFSA statistics release September quarter 2024

Personal insolvencies up in September quarter 2024

61.1% of new personal insolvencies are in capital cities in December quarter 2021

Is your business experiencing financial difficulty?

Information for people affected by recent floods

New Chief Executive appointed to the Australian Financial Security Authority

Behavioural insights improve accuracy of PPSR registrations following BETA research

Changes to bankruptcy regulations and insolvency practice rules

Australia’s Personal Property Securities Register – AFSA statistics release March quarter 2022

Personal insolvencies fell 13.0% in the March quarter 2022

New personal insolvency numbers increase in March 2022

59.3% of new personal insolvencies are in capital cities in March quarter 2022